There is good news for online shoppers thanks to the recent deal on Balance Transfers available from Barclaycard. The UK credit card provider is currently offering 0% on balance transfers for 20 months, and until 3rd May 25% off additional balance transfer fees. 20 months is a considerable period time and it is apparently Britain’s longest ever transfer deal making Barclaycard the first and only UK credit card provider to offer this deal in the market today.

This offer is currently available on Barclaycard Platinum card and effectively gives shoppers some good breathing space on previous balances. You can additionally take advantage of 0% interest on purchases for 3 months from account opening. This is a welcome deal if you are still catching up with purchases from Christmas or if you are planning on splashing out a bit over the Summer.

The Platinum Credit Card is ideal for people looking to take some time out from paying interest on their balance transfer. It is particularly aimed at people over the age of 21, that have a good credit rating and have a regular income of more than £20,000 per year. If this sounds like you, it could be well worth looking into the Barclaycard Platinum card available today.

In addition to reducing the cost of borrowing money, there is an additional reward scheme known as Barclaycard Freedom that allows you to save Reward Money that can be used when shopping online. You could even put it toward an iPhone 4 from Apple, or start saving for the iPhone 5 when it comes out.

So if you have been thinking about signing up for a Barclaycard or switching your balance transfer, this might be the right deal for you. Terms and conditions apply to this offer, so take a closer look if you are thinking of applying for a Barclaycard Platinum in the near future.

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Shopping for presents

Presents should be a thoughtful, poignant idea. They should somehow articulate the relationship that you share with the person, and the stories that you have created together.

Don’t you hate when you receive presents that don’t have any meaning or back story? Or that look like they are brought straight off the shelf at H and M because they had a sale on?

The biggest tip in buying presents, to remember this Christmas is plan ahead. You need to begin to evaluate a story that you have shared, and buy something that can reflect that story.

Did you go somewhere that had a beautiful garden that you both commented on? Well buy her a plant for their garden. Did you hear him speak of wanting to have some ‘him’ time. Well get him a voucher to a day spa. Think outside the square. Think of creating new experiences together. Tickets for a concert, plane tickets to a new city, gift vouchers for a luxury lingerie company, presents for his/ her pet. What’s the best present you have ever received? Write a detailed list. Why were they so meaningful? Do you still have them?

I will never forget two years ago when I made a photo book for my mum, featuring photos of her and her family from when she was born. It still sits on the same spot on the coffee table as the day I gave it to her. Nothing can ever replace the feeling she gets when she opens it to show her friends when they come around and ask how I am. It is both a mixture of short messages and photos of the family- the perfect present!

The more thought and planning, the more it will be cherished. The second biggest tip is to always supply the present with a well written card. This should detail ‘why’ the present is special, why it made you think of them. A little background on the gift will never go astray. It gives you something to talk about after they have opened it too.

So think carefully and join a couple close friends on the “mission to organise the most thoughtful Christmas presents”. Start now, and you may find next year’s presents to you are a scale above the previous years.

Kate Moss autumn style

Latest warm autumn celebrity trends for women to keep stylish during the cold season.

With the refreshing colours of autumn leaves often comes a bit less refreshing wind, which means that this autumn you may want to look closer into warmer trends over every other consideration.  It is no secret that fashion trends do not always take the weather into account, but if you want to stay healthy as the weather changes without sacrificing your sense of style check out the following warm autumn trends for women.

First up are tweed jackets; no longer for your grandfather, the new tailored fresh fitted tweed jackets on the autumn catwalks are a great way to compliment any dress shirt, dress, or any other piece of solid clothing.  Be careful to stick to solids under any tweed jacket however, as too many patterns at once can ruin the effect although choosing a duller brown or gray tweed jacket with a bright lining is a great way to stay fresh.

Silk dresses are also big this autumn, which are great to fit under the tweed jackets for a warm casually sexy look.  While silk is not always thought of as the warmest material, when paired with a stylish pair of knee high or thigh high boots and the organic tweed jackets they can keep you warm and dry and at the top of the urban street fashions of today.

Finally, the best way to finish off the entire look is to toss in a bowling bag satchel as they are extremely fashionable this autumn as spotted I believe on kate Moss.  Leather is the best choice for a bowling bag because the finish is a great choice for the slouching look of the bag.  Plus, bowling bag satchels allow you the option of tossing them over the body in a messenger bag fashion or carrying them by the handles allowing you to create two looks with just one bag.

Shopping for office chairs in Berlin is no easy matter

Does anyone know a decent place for finding good quality, yet reasonable chairs in Berlin?

It’s been a few months now since I’ve been in Berlin and I’ve yet to find a comfortable yet affordable office chair. It seems I always get to the flee makets in Friedrichshain too late on Sundays to find any of the good chairs (if there are any). Also, the arctic weather doesn’t inspire me to go shopping around and comparing either. I was hoping craigslist would provide some good options, but they seem to only be armless chairs of the green variety. Whilst I was shopping for furniture however, I did come across a chair in Sconto. The last place I expected to find anything, but I wasn’t that convinced unfortunately.Hopefully I will find something soon as I fear a leg may fall off my current (wooden) chair causing me to headbutt the desk and knock me out cold. Time is of the essence. Let me know if you have any tips or comfortable second hand chairs for sale.